This has been a tumultuous last quarter for everyone ‒ worldwide. I was asked recently if I would consider adjusting the Group’s 2010 goals in light of the global financial crisis and I did not hesitate before saying a resounding ‘NO!’ There is no slowing down ‒whether in good times or bad. As a Group, we will have to work harder to achieve the goals, but at the same time, we will learn to work smarter.
We have the best management team in the Region, with what can be described as the strongest cadre of human capital. We have the determination and strength of character to succeed, and, at the end of the day, these are the characteristics that underlie every good policy. As we approach the close of one chapter and the beginning of another, I thank you for your service to the Group, and I wish you and your families a peaceful and joyous Christmas and a New Year full of promise!